Undergraduate Loan Rates

Loan Type Interest Rate Origination Fees How to Apply Details

Direct Subsidized & Unsubsidized Loans

6.53% 1.06% Students complete their FAFSA, followed by Bryan's FAFSA Awarding & Verification Portal No credit check, no immediate payment, and income-driven repayment plans.

Direct PLUS Loans for Parents

9.08% 4.23% Parents login with their FSA ID at StudentAid.gov Used for living expenses of covering tuition gaps.
Alternative Loans Varies, Typically 4.5-14.5% None Compare private lenders and apply directly on their websites Flexible disbursement to fit a student's enrollment schedule.