Undergraduate Loan Rates

Loan Type Interest Rate Origination Fees How to Apply Details

Direct Subsidized & Unsubsidized Loans

6.39% 1.057% Students complete their FAFSA, followed by Bryan's FAFSA Awarding & Verification Portal No credit check, no immediate payment, and income-driven repayment plans.

Direct PLUS Loans for Parents

8.94% 4.228% Parents login with their FSA ID at StudentAid.gov Used for living expenses of covering tuition gaps.
Alternative Loans

Varies, Typically
5-15%

None Compare private lenders and apply directly on their websites Flexible disbursement to fit a student's enrollment schedule.